Grumpy no one ever taught you about money? 😀

We've spent three years collecting thousands of questions about money, from young Aussies, just like you!

We've taken these questions and used them to build...

✨the one✨

✨the only✨

πŸ₯ Drumroll πŸ₯

✨Your ultimate personal finance package✨

Get Lifetime Access!

6 Topics.

86+ lessons.

All your questions answered.

Topic 1

🌢 Jobs, jobs, jobs - find me one!
🌢 How do I build a Resume?
🌢 How do I write a Cover Letter?
🌢 What do I need to look for before I sign my Job contract?
🌢 What is my Job Classification? Permanent, Casual or Contract?
🌢 What do all the things on my paycheck mean?
🌢 Who's on my side at work?

Get in the know, now

Topic 2

πŸ”₯ What is Tax?
πŸ”₯ What is Income Tax?
πŸ”₯ How does our Progressive Tax System work?
πŸ”₯ How do I figure out how much tax I owe?
πŸ”₯ What does the ATO do, and are they following me?
πŸ”₯ How does HECS debt & repayment work?
πŸ”₯ Do I have to pay a Medicare Levy?
πŸ”₯ What is a Tax File Number, how do I get one?
πŸ”₯ When and who pays my tax?
πŸ”₯ Why do I get taxed different amounts on each pay check?
πŸ”₯ How does Tax impact my take-home pay?
πŸ”₯ How does the Tax-Free Threshold work?
πŸ”₯ How does Salary Sacrifice / Packaging work?
πŸ”₯ What is a Novated Lease?
πŸ”₯ How do Tax Returns work?
πŸ”₯ What counts as Assessable Income?
πŸ”₯ How do Deductible Expenses work?
πŸ”₯ How do I know if I'll get a Tax Return or Bill?
πŸ”₯ How do I submit my Tax Return?

Get in the know, now

Topic 3

⚑️ What is Super?
⚑️ Where does my Super money go?
⚑️ How does my Super get paid (and how much)?
⚑️ How do Superfunds work?
⚑️ What are my investment options?
⚑️ How do I choose my investment options?
⚑️ How do I know what's a good superfund return?
⚑️ Taking stock of your Super (where is it?)
⚑️ Choosing a Superfund
⚑️ Joining your new Superfund
⚑️ What happens with my Super when I retire?
⚑️ How do I make sure I have a *super* successful super situation?

Get in the know, now

Topic 5

πŸ₯ Why Budgeting is so hard (but worth it)
πŸ₯ Where to begin with budgeting?
πŸ₯ How do I organise my accounts and investments?
πŸ₯ How do I decide which accounts to use?
πŸ₯ How do I forecast and figure out my budget numbers?
πŸ₯ How do I convert my numbers to a functional budget?
πŸ₯ How to actually build, and use my budgeting System?
πŸ₯ Download and use Mandy's Budgeting Template
πŸ₯ How can I automate my budget and cashflow?
πŸ₯ How do I budget with an inconsistent income or lifestyle?
πŸ₯ How do I reflect on my spending and budget?

Get in the know, now

Topic 5

🐬 Where Spending and Debt meet
🐬 Am I in debt?
🐬 What types of Debt are available to me?
🐬 What is debt going to cost me?
🐬 The science behind debt: How does Interest work?
🐬 How does debt repayment work?
🐬 How do I choose the right debt for my situation?
🐬 How does a lender decide whether to lend me money?
🐬 What's the difference between Secured and Unsecured Loans?
🐬 How do Credit Scores work?
🐬 How does Buy Now Pay Later work?
🐬 How do Credit Cards work?
🐬 How do Payday Loans work?
🐬 How does my HECS Debt work?
🐬 How do I know what my Debt Situation is?
🐬 How do I budget for Debt and make a repayment plan?
🐬 Do I repay my Debt, or Invest first?
🐬 How do I refinance my Debt?
🐬 How do I stop myself from getting into unhealthy debt?
🐬 Where do I find help for my debt situation?

Get in the know, now

Topic 6

🫐 Where to invest my savings?
🫐 What is Investing?
🫐 Why should I care about investing?
🫐 How do investments make money?
🫐 What do investment 'returns' mean?
🫐 How does investment Risk relate to Returns?
🫐 What is a Portfolio, and why is it diversified?
🫐 What are shares?
🫐 How does the Share Market, Stock Broking & Shares work?
🫐 How do shares make money?
🫐 How to choose which shares to invest in?
🫐 How do Passive & Active Funds work?
🫐 How do Exchange Traded Funds work?
🫐 How do Savings Accounts, Term Deposits, Bonds work?
🫐 How do Commodities, Foreign Currency, Crypto Currency work?
🫐 What should I think about before investing?
🫐 How do I choose the right investments?

Get in the know, now

Hold up. Why?

Because it's good for you. And your money.

Find peace of mind

Money can take up a lot of space in your brain. Let's buy back some of that space.

Get Peace of Mind

Jump ahead of the curve

Time really is money, and the earlier you can get on top of it, the more future you will thank you.

Jump Ahead

Get your ducks in a row

Money can be messy. The Life Academy will help you simplify and get on top of it.

Line Up Ducks

Besides, we've done the hard work for you!

Gone are the days of fumbling around, connecting the dots, ending up more confused than before. Everything you need to know about your money is here.

Unbiased. Comprehensive. Logical. Simple. 

Connect the Dots now

Plus, our fully illustrated lessons come with a headache free guarantee πŸ€™

AND you get a free E-Book!

We have two E-Books available at the moment, choose one of the bundles below πŸ€™

It's all there! And more 🀠

  • 6 Essential Topics
  • 86+ illustrated Lessons
  • Excel Budget Template
  • Content directory PDF
  • Action Guidebook PDF 
  • Worksheet Book PDF
  • Savings Tracker PDF
  • 200+ never-seen-before Mandy memes
  • Mobile & Desktop Access
  • Unlimited Q&A
  • Completion Certificate
  • Lifetime Access
  • FREE E-Book
  • Infinite Value
Enrol, today!

Your $42 Discount 🀠

Join the fan club that gets you in the know about your dough, and get your $42 Life Academy discount today. Yeehaw!

The Life Academy is for you, if...

You're 18-28(ish)

Getting in the know about your dough is knowledge & situation dependent. We like to think The Mandy Life Academy is for those 'Young at Heart!' 

You're in Aus

Our content is super niche to the Australian Market. Want a version of the Life Academy in your country? let us know!

You've got Grape* Humour

Life is too short to not have some fun. This program is built in classic Mandy style... You know what you're in for!

You're a Basic to Intermediate level

This program starts at the very basics, and progresses through to some pretty complex stuff, but definitely not in the 'advanced' category!

If you're after a more advanced course on a particular topic, let us know! 

You've got goals...

πŸ§‘πŸ½‍πŸ’» To build a strong money foundation
πŸ‘€ To supplement knowledge gaps 
🧠 To overcome money anxiety 
🩻 To gain clarity behind financial decisions 
🀀 To ace the money game & up-skill in life


You're in the right place if...

🟒 You're starting your journey towards financial empowerment and want to take the best first step

🟒 You want to strengthen an existing personal finance knowledge base

🟒 You fell through the cracks when it came to money education and want to plug those gaps now

 πŸŸ’ Money is one of the biggest sources of stress in your life and you need to do something about it ASAP

🟒 You're after the facts, not a finance lecture

You won't find...

❌ Get-rich-quick crypto & investing advice

❌ Personal advice on how to structure your finances & debt (we focus on empowering you to make your own decisions. This includes knowing where to find the right information & support to make these decisions) 

❌ Advanced tax, loan, investing & property education

❌ Advanced education surrounding retirement legislation and superannuation drawdown

Go get it, Glen Coco

If not now, when?

Your $42 Discount 🀠

Join the fan club that gets you in the know about your dough, and get your $42 Life Academy discount today. Yeehaw!