Are you a...?
⚡️ At University?
⚡️ Fresh out of School?
And do you...?
🫠 Hide under the covers when you think about your bank account?
🥵 Want the core money essentials and not (yet another) lecture?
🤠 Want to start you career (and your money) on the right foot?
Then this guide is for you!
The must-read guide as you begin your Uni Career
If you're a Uni Student and feeling a bit overwhelmed about your money situation, this is the resource for you!
Authored with the help of people who have *been there, done that*, these 8 chapters cover everything they wish they had known before they started Uni.
What will you be learning?
👏 Eight 👏 jam 👏 packed 👏 chapters 👏 of 👏 money 👏 smart 👏 goodness 👏
Chapter 1: Your Job
🥑 Basic insights into your Job Contract
🥑 Basic insights about your Salary
Chapter 2: Tax
✨ Basic Income Tax theory
✨ Details about Medicare & HECS
✨ Tax Return fundamentals & execution
✨ Tax Deduction Basics
✨ Salary Packaging
Chapter 3: Super
🍑 Basic Superannuation Theory
🍑 Your Contract and Employer Obligations
🍑 Additional Super Contributions
🍑 How Superfunds Work
🍑 How to Choose a Superfund
Chapter 4: Earnings
🌶 How to structure your banking ecosystem
🌶 How to work out your budget figures
🌶 How to build a basic budget
🌶 How to introduce automation into your cashflow
🌶 How to deal with inconsistency of cashflow
Chapter 5: Spending & Debt
🤌 The extensive list of fixed costs you'll run into
🤌 The range of personal costs you'll need to budget for
🤌 Tips on how to Spend less (or more mindfully)
🤌 The Basic forms of debt available to you
🤌 A quick look at debt recovery
Chapter 6: Saving & Investing
🤠 How to assign jobs to savings accounts
🤠 Different Investment options & products available
🤠 Aligning account jobs and investment choices
🤠 Aligning investment choices with your broader strategy
🤠 Tips on how to save more
Chapter 7: Organisation
👅 How to organise your passwords & important details
👅 How to organise your document ecosystem
👅 Navigating MyGov
👅 Setting up regular time for your budgeting
👅 Documenting and organising your tax documents
Chapter 8: Bonus Secret Chapter
🧠 The most useful concept to get right!
The best part? Pay what you like!
Making financial education accessible is one of our key values here at Mandy.
Pay as little as $4 to get in the know about your dough.
Want something more advanced? 🧠
Enrol into our Life Academy Online course and get this E-Book, FREE 🤠
Have a question about this E-Book, or want to request a new one?
Let us know, amigo 🤙
